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A split-panel image illustrating different work ethics that influence global competitiveness. The left side shows a busy, high-paced U.S. office, while the right side depicts a relaxed, leisurely European café.

Global Competitiveness: Why the U.S. Still Has an Edge

I just returned from a four-day trip to Helsinki, and

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Invisible Debt, Everyday Essentials: What BNPL Use on Groceries Is Telling Us

Americans are financing their groceries, and no one’s hitting the

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On Forecasting

There are (at least) two major short-comings to today’s forecasting

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