Is Square Entering the Taxi Market?

This week Square introduced preorder and pick-up services. On the surface this service should help expand the business opportunities for small businesses. It might also help level the playing field for small businesses that compete against multi-channel retailers who currently offer similar services. The offering is borne out of the increasingly blurring lines between digital and…

Unbundling the Mobile Experience

There is a confluence of conflicting forces underpinning mobile today and the outcome will define the mobile experience of tomorrow. Here are two of this morning's announcements: Snapchat announced they were adding video chat and instant messaging Foursquare's move to split their app services into two separate apps On the surface, these may seem like…

A Review of Apple's Q2 Results

Yesterday I posted a few thoughts and my predictions for Apple's fiscal Q2 results.  Here's my follow-up with some additional thoughts on the market implications and where we go from here. iPhone I had predicted Apple would sell around 37M iPhones in the quarter. Consensus was calling for 38.2M. Apple blew away not only the…

Data Havens

A Tax haven is a essentially a jurisdiction (often a country) that has taxes, tax rates, or other legal structuring that provides a lower total tax burden than other jurisdictions. The ability to lower or remove a give tax burden provides an incentive for  companies or individuals to establish a presence in these jurisdiction in…

Transformative Computing

Increased rates of digitization are leading to tech design changes that enable dynamic customization of the user experience. Take for example SwiftKey, an Android app that replaces the default Android keyboard on your device. Swiftkey learns not only what you say and how you say it (including across multiple communication channels like SMS, email, or Twitter), but also…